Pat is a Financial Adviser, father, and sports fan who brings passion and purpose to every client interaction. After a diverse career across multiple business ventures, a serious accident shifted my focus to the area I saw as most critical — Life Insurance, Health Insurance, and ACC advice. Having personally experienced the impact of a major claim in 2017, I understand the real-world value of these insurances and aim to communicate the benefits with empathy and clarity. My goal is to educate clients as much as advising them, because when people understand what they’re getting and why, they can trust the plan they’ve put in place together. I was awarded the Trusted Adviser mark by Financial Advice NZ in 2022, reflecting qualifications and ongoing professional development that exceed New Zealand’s regulatory standards.