With a decade of experience in the Aviation and Travel industry, Toby emerges as a well-traveled and relatable individual, having interacted with people from diverse backgrounds worldwide. Throughout his journey in the travel sector, he has come to realize that unforeseen incidents can occur anytime, anywhere, emphasizing the need for preparedness.

In 2020, Toby seized a new opportunity in the Finance industry, joining the esteemed team at Genesis Advice. Following his father’s footsteps, he embarked on a path to become an exceptional Insurance adviser, focusing on Fire & General Insurance, and Personal Insurance. Toby can also speak Cantonese.

Outside of work, Toby enjoys outdoor activities such as hiking, snowboarding, and diving. He also enjoys playing board games with family and friends. Enthusiastically, Toby looks forward to working closely with clients, delivering the finest insurance advice to provide them with peace of mind, knowing they are well-protected financially.